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Frequently Asked Questions
Eligibility Issues
Q. My spouse and I are separated.
Is my spouse still covered under my medical plan?
A. Yes. Unless you divorce, your spouse is still covered.
Q. Can I have my spouse removed
from coverage under my medical plan while we are still married
to one another?
A. No. A spouse can only be removed from coverage by divorce
or death.
Q. I am divorced. Is my former
spouse entitled to coverage under my medical plan?
A. No. After your divorce, your former spouse can no longer be
covered under your medical plan. You, as the plan member, must
provide LEHB with a copy of your divorce decree within thirty-one
days of your divorce. If benefits are paid for services to an
ineligible former spouse as a result of the member's failure
to make notification to LEHB of the member's divorce, the member
will be responsible for the payment of those invoices and claims.
Q. I am divorced and I notified
LEHB and my former spouse continues to use my medical benefits.
What should I do so that I am not held responsible for these
medical bills?
A. Once you provide LEHB with a copy of your divorce decree,
if the former spouse continues to use benefits they are not entitled
to, they will be held responsible to the provider.
Q. The court ordered I provide
health benefits to my former spouse. Would LEHB cover my ex-spouse
then?
A. No. Regardless of a court order, LEHB is not required to cover
former spouses within the group at no charge. Your spouse would
be eligible for COBRA coverage, at prevailing charges. Of course,
because of the court order, you will be responsible for payment
of premiums.
Q. The new Federal Heath
Care bill says children up to 26 can be covered by my plan. Can
I put my child(ren) on now?
A. Not yet. At this time the mechanism for covering dependant
children has not been established. We do not know if there are
restrictions such as college students, health issues or if the
member can be charged for this privilege. As soon as all the
questions are answered and guidelines established, LEHB will
do all that is required to provide benefits to you and your eligible
dependants.
Q. I am marrying someone
with children. Can my step-children be covered on my plan?
A. No. Step-children are not eligible dependants. LEHB can only
cover natural born children of the member and those children
who are adopted by the member.
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